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Normal 0 0 1 82 469 3 1 575 11.1282 0 0 0 Well it looks like national Healthcare is probably being put on hold, at least that’s what Harry Reid had to say in recent statement to reporters last Tuesday, “we’re going to find out how to proceed” The Senate Majority Leader, Steny Hoyer said the Democrats have a few options: not passing any Bill, passing a scaled back measure that could attract Republican support, or having the House pass the Senate Bill, which won’t happen because the House will not accept the Senate Bill’s language. Ladies and gentlemen, I would declare National Healthcare dead on arrival. |
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Normal 0 0 1 92 526 4 1 645 11.1282 0 0 0 Well Claire McCaskill told the Kansas City Star something interesting about National Healthcare recently when she stated that “along the way, we need Republicans to be a part of the process, or we need to show the American people the games they are playing.” Pardon me, Madam Senator, but I think the games that are being played are those being played by Sen. Harry Reid, Nancy Pelosi and the rest of your cronies that are meeting behind closed doors and aren’t telling the American public what is really in these Healthcare Bills. Maybe that’s why you got so soundly defeated on this issue in the recent Massachusetts Senatorial election? I think Sen. McCaskill might be starting to hear footsteps… |
Affordable Health Insurance Is Out There! |
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Normal 0 0 1 142 815 6 1 1000 11.1282 0 0 0 I get a lot of calls from folks that think they just can’t afford health insurance. Maybe you’ve been laid off, maybe you’re on COBRA, whatever the case may be, I urge you to take a look at your situation and take a look at the plans out there. There are some great plans out there including temporary plans if you need coverage for 90 to 100 days in between jobs or whatever the case may be. Some of these plans cost as little as $40-$100 per month. They are not expensive but they can make a big difference if you wind up in an accident or are diagnosed with some type of illness that you would need immediate care for. Be smart about the way you buy health insurance, turn to an independent brokerage firm such as my company, Benefits By Design, Inc. Being an independent firm means that we shop policies with companies across the board. Companies like Aetna, Assurant, Anthem Blue Cross, United Healthcare, Golden Rule and Mercy. These are just some of the carriers that provide these kinds of choices and prove that you can find affordable health insurance in today's market. |
Direct From Washington: One Size Fits All Healthcare! |
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Normal 0 0 1 238 1358 11 2 1667 11.1282 0 0 0 What can small businesses and folks who buy individual health insurance expect from “Obama-Care”? Well, here’s what the Wall Street Journal has to say about HR 3950 and 3962, the House and Senate Health Care Reform Bills: "Comparing the two Bills is like comparing Karakuda and Mt. Vesuvius, the secret non-conference Democrat committees are so secret that the American public still does not know what’s going to come out of them, but here’s something we do know: both Bills blow up the individual and small business insurance markets, to be replaced with the new exchanges" What are these exchanges? In a nut shell, if you currently have a small group health insurance plan or an individual health insurance plan, you will be required to buy your coverage from the exchange, in which people will be forced to buy heavily subsidized coverage, and insurers will be told what rates they can charge consumers and what benefits they must cover. In other words, we are going to have “one size fits all” healthcare plan and you’re not going to have any of the choices that you have now in the marketplace. The House prefers putting in place a National Exchange and the Senate wishes to put in place 50 different exchanges, with each state setting up their own. The sole purpose of these exchanges, is the same however: to obliterate your health insurance choices. To quote again from the Wall Street Journal, “consumers will essentially have to buy one standard product that Washington decides is best.” That is the truth, ladies and gentlemen, about what we can expect from these national healthcare exchanges that are supposed to save us money and eliminate fraud and waste. |
Inside the Senate Healthcare Bill |
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There are some things in the current Senate Healthcare Bill that might make you think twice about National Healthcare. First, let’s talk about the restructuring of payments for Medicare Advantage Plans. You’ve heard me talk about this, the plan is to reduce Medicare Advantage plans by $128 billion. So all of you Seasoned Citizens and Chronologically Challenged folks out there on those plans such as Coventry Advantra, Humana Gold, Essence, Mercy, all of those great plans that are out there, will be seeing cuts to the tune of $128 billion to pay for National Healthcare. What about Medicare? I find it interesting that Medicare lost $47 billion due to fraud and waste in 2007 and 2008 and the audit for 2008 is not even completed yet, that only include the $10 billion they’ve audited so far, so let’s just say it’s going to be around $63 billion to say the least. Another interesting fact is that the current Senate Bill establishes a Medicare Advisory Board comprised of 15 members to submit legislative proposals containing recommendations to reduce the per-capita rate of Medicare. Does that make any sense to you? To me this is Government code for we’re not going to do anything about the fraud and the waste. Here’s the one I love the most: Tort Reform. It’s estimated by the Rand Corporation and the Kaiser Foundation that medical costs in this country could be cut by 22.5% by instituting meaningful Tort Reform. It's up to you, but to me the bottom line is pretty clear: giving the Government control of our healthcare system is like giving the keys to your brand new Ferrari to your 15-year-old teenager. |
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