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The Health Insurance Advocate Newsletter

Seventh Edition 2010
Obamacare and the Public Employees’ Unions

If you want to know who will benefit most from the passage of the Patient Protection and Affordable Care Act you need not look any further than the Public Employee Unions.  Public Employee Unions now compose 49% of all union members in the United States private sector. There is no recession in the public sector as is apparent when looking at the level of employment which peaked at 22.6 million in 2008, fell back slightly in 2009 and then rebounded in November 2009 to 22.5 million.


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Health Insurance will rise dramatically due to National Healthcare 
Removing pre-existing conditions from health insurance policies doesn’t take effect until 2014.  However, we will start to see the impact of this part of the recent healthcare legislation almost immediately.  Initially, a pool will be established by the Department of Health and Human Services funded by $6 billion of federal money.  However, insurance companies will start setting aside higher reserves as they anticipate losses that will result from the no pre-existing rules in 2014.  Insura
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ObamaCare and the Constitution
Is the mandate requiring Americans to buy health insurance constitutional? While the President, Democrats and the national media all dismiss the issue, thirteen attorney generals, 12 republican and one democrat,  have filed lawsuits challenging the constitutionality of the mandate.  Lead by Florida Attorney General Bill McGollum, the suit questions the use of the Commerce Act as the vehicle used by Congress to enforce the healthcare mandate.

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America’s Health Insurance Advocate Gets Interviewed by Thomas McLanahan in His Editorial on Healthcare Reform

Posted on Sat, Mar. 27, 2010
Democrats now own health care’s headaches
By E. THOMAS McCLANAHAN
The Kansas City Star

Supporters of the health care bill may have seen their legislative victory as a culmination, the end of a long campaign.  But the events of last week have only inflamed the controversy.

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